Off the Plan – Plus977 Finance

Off-the-Plan Loan

OFF-THE-PLAN PROPERTY FINANCE

Secure the Right Finance Before Your New Home Is Complete

Buying an off-the-plan property means purchasing a home before construction is complete, giving you the opportunity to secure a property early while preparing your finances ahead of settlement. Because there can be a significant period between signing the contract and settlement, choosing the right finance strategy is essential.

At Plus977 Finance, we work with a broad panel of trusted Australian lenders to help you find loan solutions that suit your circumstances and the project’s settlement timeline. Whether you’re purchasing your first apartment, a townhouse or an investment property, we provide personalised guidance to help make the process straightforward and stress-free.

Client First Approach

Your goals come first. We listen, understand your needs and recommend finance solutions that work for you.

Tailored Solutions

Every situation is different. We compare lenders and customise loan options to match your financial goals.

End-to-End Support

From your first enquiry to settlement, we provide expert guidance and support at every stage of your journey.

OUR WORKING PROCESS

Four Simple Steps to Finance Your Off-the-Plan Property

We simplify the lending process so you can focus on your future property.

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Discuss Your Plans

We learn about your property purchase, financial position and settlement timeframe.

Compare Loan Options

We assess suitable investment loans from trusted Australian lenders and recommend the right solution.

Apply for Finance

We prepare your application, manage the required documentation and liaise with the lender throughout the approval process.

Approval & Settlement

When your property is ready, we help ensure your finance is in place for a smooth settlement.

frequently asked questions

People Frequently Asking Question

Find clear answers to common questions about our financial services, processes, and expert guidance.

4.8 Rated Company

Trusted by Homebuyers, Investors & Families Across Australia

What is an off-the-plan property?

An off-the-plan property is purchased before construction is completed. Buyers typically sign a contract and settle once the property has been finished.

Can I get a home loan for an off-the-plan property?

Yes. Many Australian lenders offer finance for eligible off-the-plan properties. Loan approval is subject to your financial circumstances and the lender's requirements.

Do I need pre-approval before signing a contract?

While not mandatory, loan pre-approval is highly recommended as it provides an indication of your borrowing capacity before you commit to a purchase.

What happens if settlement is delayed?

Construction timelines can change. We'll work with you and your lender to review your finance if the settlement date is extended.

Why choose Plus977 Finance for off-the-plan finance?

We compare loan options from trusted Australian lenders, provide personalised advice and support you from contract signing through to settlement, helping make your property purchase as smooth as possible.