Land and Construction – Plus977 Finance

Land & Construction Loan

LAND & CONSTRUCTION LOANS

Build Your Dream Home with the Right Finance

Building a home is an exciting opportunity to create a space that’s uniquely yours, but financing the process can be more complex than a standard home loan. At Plus977 Finance, we help you navigate every stage with personalised advice and tailored lending solutions.

Whether you’re purchasing vacant land, financing a new build or combining both into a single loan, we work with a wide network of trusted Australian lenders to find finance that suits your budget, timeline and long-term goals. From the initial application through to the final construction payment, we’re here to support you every step of the way.

Client First Approach

Your goals come first. We listen, understand your needs and recommend finance solutions that work for you.

Tailored Solutions

Every situation is different. We compare lenders and customise loan options to match your financial goals.

End-to-End Support

From your first enquiry to settlement, we provide expert guidance and support at every stage of your journey.

OUR WORKING PROCESS

A Simple Path to Your First Home

We make the home loan process straightforward with expert guidance and personalised support at every stage.

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Understand Your Plans

We assess land and construction loan products from trusted Australian lenders and recommend the most suitable option.

Compare Loan Options

We assess suitable investment loans from trusted Australian lenders and recommend the right solution.

Apply for Finance

We prepare your application, manage the required documentation and liaise with the lender throughout the approval process.

Approval & Settlement

Once approved, your loan is managed through each construction stage until your new home is complete.

frequently asked questions

People Frequently Asking Question

Find clear answers to common questions about our financial services, processes, and expert guidance.

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What is a construction loan?

A construction loan is designed to finance the cost of building a home. Instead of receiving the full loan amount upfront, funds are generally released in stages as construction progresses.

Can I buy land and build later?

Yes. Many lenders offer land loans that allow you to purchase land first and arrange construction finance when you're ready to build, subject to their lending requirements.

What are progress payments?

Progress payments are staged payments made to your builder as each phase of construction is completed. This helps ensure funds are released only as work progresses.

Can I finance a house and land package?

Yes. We can help you explore finance options for eligible house and land packages through our panel of trusted Australian lenders.

Why choose Plus977 Finance for land and construction loans?

We compare finance options from multiple lenders, provide personalised guidance and manage the process from application through to the completion of your build.